It is never too late or too early to start trimming down by losing fat. By having too much fat around your belly and chest you put yourself at a greater risk for health problems, such as diabetes and heart disease. You burn body fat over the entirety of your body in a pattern according to your genetic predisposition. However, you can find easy exercises to lose belly and chest fat for men. In men, it is the belly and chest that holds most of the fat, so when you begin to lose fat, most of it will come from these areas.